Tuesday, June 23, 2009

Frugal Idea Part 3 of 3

1)Pack snacks for when you are out.



2)Instead of a full haircut for my daughter we just ask for a trim of her bangs and they charge less. (She is trying to grow her hair out) And then every couple of month we will have a full trim. I am hopeless when it comes to cutting hair. I leave it up to the professional but you could buy hair clippers and do it yourself to save money.



3)Teach your kids to shop the sales! I am also trying to teach the value of money at an early age. She pays for her own items at yard sales.


4)I also think twice about how I plan trips and if what I am going for worth it or if it can wait till I am on my way back home from work or other trip to not waste gas.

5)I bicycle instead of drive when go to the local store if I do not have a trip planned with the car. This way I get exercise and help the environment. I have a trailer for the bike to pack the items in and can take the kids with me.

6)We compost everything which can does go into it. Tea bags, egg shells, vegetable waste and etc.

7)If your bank offers a Holiday Club Savings its a great way to save thru out the year for xmas shopping and you won't use credit.

8)Track what you are spending it makes you more aware of that goes out. I use Quicken. There are some free software that helps.

9)I usually buy a stock of kids toys and art supplies for my daughter to give to the birthday kids for the many parties she goes to. If I see a art kit and supplies on sale I will stock up. I only buy during clearance time keep a list of items so you know who you already have a gift for xmas and birthdays at least for those that you can shop ahead. End of the season clearance time is also a way to keep the budget down on kid’s clothes when you know next winter they need a bigger coat.

10)Buy in bulk when on sale even meat Suggest to buy 1/4, 1/2, or whole animal if you have the freezer space. My father is a rancher and has sold a few this way. They will even do an exchange. A neighbor sells hogs and will exchange pork for beef.

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